10982 Lake Shore Drive

Osceola, IN
$ 695,000 Beds 4 Baths 2.5 Sq 2,481 Virtual Tour
Monthly Estimate* How much can I afford?

Towering Over The Highly Desirable North Shore of The Beautiful St Joseph River Sets This Exceedingly Regal “Open Concept” Beauty. Surround Yourself With Custom Living With An Expansive Waterfront View. This Awesome, 4 Bedroom, 2 1/2 Bath Property, Proudly Boasts An Array Of Unparalleled Amenities, Throughout. Beautifully Crafted, High End, Kolbe Windows, Custom Maple Kitchen Cabinetry, Custom Solid Maple & Cherry Main Staircase, Highly Efficient Geothermal Heating and Cooling, Ceramic & Bamboo Flooring Heated Flooring, Stainless Electrolux Appliances, Marble Counter Tops and 9' Ceilings On All Levels!! All Exterior Walls Framed With 2X6's For 50% Added Insulation, Overall Strength, And Sound Barrier. Also, An 80' Waterfall. "Upper Patio" 37'x20', "River Front Patio" 43'x20'. Also Featuring Low Maintenance Exterior Composite Siding. Water Front Features 122 Feet Of "High End" River Frontage, A Maintenance Free Pier, 2 Jet Ski Lifts And New Reinforced Concrete Sea Wall! Located Minutes From Penn High School & 9 Miles To Notre Dame!!

Single Family

  • Price
  • $ 695,000
  • Lot Size
  • 11,326 SqFt
  • Bedrooms
  • 4
  • Sqr Footage
  • 2,481
  • Full Bathrooms
  • 2
  • Year Built
  • 2007
  • Half Bathrooms
  • 1
  • City, Zip
  • Osceola
  • Taxes
  • 2945
  • County
  • Style
  • Contemporary
  • Area
  • Penn
  • MLS#
  • 201946967
  • Zip
  • 46561
Listing Provided by: Robert Witt with Cressy & Everett - South Bend



Age 13
Agent First Name Robert
Agent Last Name Witt
Amenities 1st Bdrm En Suite, Alarm System-Security, Balcony, Built-In Speaker System, Built-In Bookcase, Built-In Entertainment Ct, Cable Ready, Ceiling-9+, Ceiling Fan(s), Closet(s) Walk-in, Countertops-Stone
Arch Style Contemporary
Assoc. Dues Frequency Not Applicable
Bathrooms 3
Beds 4
Common Amenities Cable TV Antenna, Dock, Exercise Room
Cooling Central Air, Geothermal
Dining Room Level Main
Elementary School Moran
Energy Efficient Appliances, Doors, Insulation, Thermostat/Controllers, Water Heater, Windows
Fireplaces No
Flooring Ceramic Tile, Hardwood Floors, Other
Full Baths 2
Garage Attached
Half Baths 1
Heating Electric, Geothermal, Heat Pump, Hot Water
High School Penn
Kitchen Level Main
Laundry Main
Legal Description Lots 44-45-46-81A & 82-83-84-85-86A St. Joseph Lake Place Per Owners Request 01-02 Con W/14-1130-4987
Listing Area St. Joseph County
Middle School Schmucker
New Construction No
School District Penn-Harris-Madison School Corp.
Sewer Septic
Status Active
Status Active
Style Two Story
Subdivision Beechwood
Tax Year 2018
Total Sq Ft 2481
Type Site-Built Home
Virtual Tour https://www.propertypanorama.com/instaview/irmls/201946967
Water Access Type Riverfront
Year Built 2007

Interior Features

1st Bedroom Level Main
1st Bedroom Width 12
2nd Bedroom Length 14
2nd Bedroom Level Main
2nd Bedroom Width 11
3rd Bedroom Length 14
3rd Bedroom Level Lower
3rd Bedroom Width 11
4th Bedroom Length 14
4th Bedroom Level Lower
4th Bedroom Width 11
Above Grade Bedrooms 2
Basement Outside Entrance, Partially Finished, Walk-Out Basement
Basement Material Poured Concrete
Basement Y/n No
Below Grade Baths 1
Below Grade Bedrooms 2
Den Length 14
Den Width 11
Dining Room Length 12
Dining Room Width 9
Family Room Length 26
Family Room Width 17
Fireplace Free Standing, Wood Burning Stove
Full Baths Below Grade 1
Full Baths Main 1
HVAC Ceiling Fan, Geothermal Hvac, RAD Floors - Hydronic, RAD Floors-Air, RAD Floors-Electrical, Zoned Air Condtioning, Zoned Heating
Half Baths Main 1
Kitchen Length 13
Kitchen Width 13
Laundry Room Length 8
Laundry Room Width 6
Living Room Length 20
Living Room Width 16
Living/great Rm Level Main
Other Room 1 Length 17
Other Room 1 Width 11
Total Rooms 9

Exterior Features

Den Level Lower
Family Room Level Lower
Approx. Lot Size Acres 0.26
Driveway Concrete
Energy Efficient Doors/Windows Double Pane Windows, Energy Star Doors, Energy Star Windows, Insulated Doors, Insulated Glass Windows, Low Emittance Doors/Win
Exterior Fiber Cement
Garage Capacity 2
Garage Length 26
Garage Width 26
Lot Description Waterfront
Lot Dimensions 122 x 153 x 75 x 146
Lot Size Area 11339
Pool Y/N No
Roof Material Asphalt
Water Features Walk to Lake Access
Water Frontage 122
Waterfront River
Waterfront Y/N Yes
Well Type Private


  • Views
  • New Construction
  • Adult
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Master On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the , office

  • Monthly Principal & interest $1,939
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


Elementary School Moran Elementary School
Middle School Schmucker Middle School
High School Penn High School

Price History

10/25/2019 Listed $725,000
6/19/2020 5% - $695,000

Property vs Zip Code Average in 46561

AVG $280K
AVG $1,321
Year Built
AVG 1972


10982 Lake Shore Drive Osceola, IN is a Single Family Home for sale at $695000 with 2481 sqft and a lot size of 11,326 SqFt Acre(s). 10982 Lake Shore Drive Osceola has 4 bedrooms, 2 baths and was built in 2007. The property's zip code is 46561 which is in Osceola, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.